If you are an active member or retiree of Council 4 AFSCME, you can take advantage of a no-cost $4,000 Accidental Death & Dismemberment benefit.

This benefit and others listed below are provided jointly through AFSCME Council 4 and American Income Life Insurance Company (AIL), a 100% union company serving working families just like yours.

AIL currently has more than 350,000 AFSCME members covered under AD&D policies at no cost. Since 1990, more than $32.2 million in life, health and no-cost AD&D benefits has been paid to more than 20,000 AFSCME members and their families.

If you haven't done so already, you can apply to receive your certificate of coverage and name your beneficiary. If you do not name your beneficiary, the $4,000 would be paid to your estate and may be taxable.

If you elect to accept this benefit, AIL provides household discounts of 10% to 60% on prescriptions, hearing care, vision care/products and chiropractic care. Optional discount dental is available. You can also receive child safe kits for your children and grandchildren at no cost. These kits help you gather vital data, photos and fingerprints for authorities in the event of an emergency.

Council 4 members who would like to assign or change your beneficiary can complete the request form online at: mybenefits.ailife.com. Be sure to enter access code: SGJVG.